ISSN: 2782-893X
eISSN: 2799-0664
ISSN: 2782- 893X
—— This study determined the level of financial management literacy of teachers. Specifically, it sought to measure the level of awareness, understanding and application of financial management literacy in education and their decision making among Teachers emphasizing areas such as resource allocation and budget management, risk assessment and mitigation, and personal growth and development. In the survey, data were collected through questionnaires distributed among teachers. Results showed that the majority of educators shows confidence in financial literacy in education, but not the least, results also showed that demographic profile such as gender, age, marital status, number of dependents, current position, school settings, monthly take home pay and retirement fund is a big factor influencing the importance of financial management literacy among teachers. The absence of a retirement fund among respondents raises concerns about long-term financial planning. The findings suggest potential areas for improvement in financial preparedness and highlight the need for enhanced financial education initiatives for educators. This study also emphasizes the need for comprehensive education for teachers to ensure that individuals are not only familiar with new technologies but also possess a deep understanding of fundamental financial concepts. This understanding can help them make informed decisions in budgeting, investing, and managing their financial sustainability. Keywords — Financial, Literacy, Investment, Sustainability, Decision making, financial awareness, understanding, application and challenges